Important information
Past returns aren’t a promise of future returns. Investment returns can go up and down, and aren’t guaranteed.
Understanding risk. Each fund has a risk indicator from 1 (lower risk) to 7 (higher risk). Generally, higher-risk funds have the potential for higher returns over the long term, but you should expect more ups and downs along the way.
Understanding returns. We calculate returns using the value of the fund (its Net Asset Value or NAV) at the end of each period. For global funds, excluding Australia, this reflects the previous day’s market close because of time-zone differences. Returns covering more than one year are shown as an average annual return.
(What this means - A couple of things to keep in mind when comparing returns. Global fund values may be a day behind because overseas markets close at different times. For periods longer than one year, we show the average return per year.)
Understanding fund charges. Fund charges are shown as a percentage of the fund’s net asset value each year.
For more information about the risks and charges for each fund, read the relevant Product Disclosure Statement.