What is a diversified fund?
Five funds. One simple way to invest
Smart’s Diversified Funds give you a ready-made mix of investments in one fund, so you’re not putting all of your eggs in one basket.
They range from High Growth, which invests more in growth assets such as shares, through to Income, which invests more in income assets such as bonds and cash.
More growth means more potential for long-term growth, along with bigger ups and downs. More income generally means a steadier ride, with lower long-term growth potential.
Why choose a diversified fund?
Diversification is built in
One fund spreads your money across different investments. So you don’t put all your eggs in one basket.
Choice without the complexity
Choose from five funds, from more growth-focused to more income-focused.
Keeping fees low
The less you pay in fees mean more of your money stays invested
Diversified funds
There isn't one investment mix that's right for everyone. Which is why we have five.
Not what you're looking for? Explore Smart KiwiSaver Scheme funds.
Need help choosing a fund?
There isn't one investment mix that's right for everyone.
The right balance depends on things like how long you expect your money to be invested, what you're investing for and how comfortable you are with market ups and downs.
Use our Fund Finder to find a fund that could suit you.
