Can I use my KiwiSaver to buy my first home?

If you've been a KiwiSaver member for at least three years, you may be able to withdraw most of your KiwiSaver savings to help buy your first home. 

You must leave at least $1,000 in your KiwiSaver account. 

There are eligibility requirements, and some amounts can't be withdrawn, including money transferred from an Australian complying superannuation scheme. 

If you've owned a home before, you may still qualify in some circumstances if Kāinga Ora determines that you're in a similar financial position to a first-home buyer. 

Our First Home Withdrawal guide explains the eligibility requirements, what you can withdraw and how to apply. 


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