Built for a steadier ride. Bond and cash funds can help provide stability alongside investments focused on growth, giving different parts of your portfolio different jobs to do.
Invest your KiwiSaver savings in New Zealand bonds. Targets returns that outperform the S&P/NZX A-Grade Corporate Bond Index over rolling three-year periods.
Tracks the S&P/NZX NZ Government Bond Total Return Index, giving your KiwiSaver savings stable exposure to NZ government bonds.
Gain exposure to international bond markets across developed economies through your KiwiSaver investment.
Invest your KiwiSaver savings in Overseas Non-government Bonds. Targets returns consistent with the Bloomberg Global Aggregate Ex Treasury Index (NZD Hedged).
Gain broad global bond exposure through your KiwiSaver investment. Tracks the Bloomberg Global Aggregate Total Return Index (NZD Hedged).
Invest your KiwiSaver savings in NZ cash and term deposits. Targets returns that outperform the S&P/NZX Bank Bills 90-Day Index each year.
Invest your KiwiSaver savings in UK cash assets. Designed to reflect the return on the UK cash market.
Not what you're looking for? Explore Smart KiwiSaver Scheme funds.
Want more control over how your KiwiSaver savings is invested? My Mix gives you access to more than 40 investment funds. Choose one fund, combine several, or add investments alongside one of our diversified funds.
Want to see how contribution changes, voluntary contributions or different funds could affect your future balance?
Try a few scenarios before deciding whether anything needs to change.
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Guides, tools and answers for every stage of the KiwiSaver journey.
Find everything you need to know about using KiwiSaver for your first home.
Learn about your options, what changes and benefits of staying invested after 65.
