I've been automatically enrolled in the Smart KiwiSaver Scheme. What do I need to do?

If you started a new job without choosing a KiwiSaver provider, Inland Revenue may have automatically enrolled you and allocated you to a government-appointed default KiwiSaver provider. Smart is one of six default providers. 

There's nothing you need to do straight away, but there are two things worth checking. 

1. Register for your Smart Member Portal 
Your Smart welcome email will include information around how to register to use the Smart Member Portal and Smart Mobile App to see your balance and contributions, review your investment and make sure your personal details are up to date. 

2. Check your fund 
If you haven't chosen a fund, your KiwiSaver account will be invested in the Smart Default Fund. You can choose another fund if there's one that better suits your goals and timeframe. 

The right KiwiSaver fund depends on your goals, how long you're investing for, and how comfortable you are with market ups and downs. 

You don't need to be an investment expert to choose a KiwiSaver fund. 

Our Fund Finder tool asks a few simple questions about your goals, timeframe and comfort with investment risk, then helps match you with a Smart KiwiSaver Scheme fund that could suit you.