Can I withdraw my KiwiSaver savings early?
KiwiSaver is designed for long-term saving, so you generally can't withdraw your money before age 65.
There are some exceptions. You may be able to make an early withdrawal, if you:
are buying your first home and meet the eligibility requirements.
are experiencing significant financial hardship.
have a serious illness.
permanently move overseas.
Find out more information on other reasons for withdrawal on the Inland Revenue website.
Different rules apply to each type of withdrawal, including how much you can withdraw and the evidence you'll need to provide.