What fees will I pay in the Smart KiwiSaver Scheme?

There is no annual administration fee for the Smart KiwiSaver Scheme. You'll pay fund charges, which vary depending on the fund or funds you're invested in. 

You can see the fees for each fund, alongside its performance, on our funds and performance page. 

You can also change your Smart KiwiSaver Scheme fund or funds at any time, with no fee for switching funds. 

Keeping fees low means more of your money stays invested and working for you over time. 

For full details of the fees that may apply, see the Smart KiwiSaver Scheme Product Disclosure Statement.