What is the KiwiSaver government contribution?

If you're eligible, the government contributes 25 cents for every $1 you contribute, up to $260.72 each KiwiSaver year (1 July - 30 June).

To receive the full $260.72, you need to contribute at least $1,042.86 between 1 July and 30 June. 

Who’s eligible?   

Generally, you will be eligible to receive the government contribution if you meet the following requirements:  

• You’re aged 16 or more and under 65 years.  

• You earn $180,000 or less during the year. 

• You mainly live in New Zealand.  

If you join KiwiSaver, turn 16 or reach age 65 part-way through the year, the maximum government contribution you can receive is based on how many days in the year you have been eligible.  

How to top up your KiwiSaver account 

You can set up a regular payments or invest a lump sum amount at any time.  

Log in to the Smart Member Portal  to make a contribution.