Who can join KiwiSaver?

In general, you can join KiwiSaver if you're a New Zealand citizen or entitled to live in New Zealand indefinitely, and you live or normally live in New Zealand.  

There is no minimum age, so children can also join KiwiSaver. Children under 18 need a parent or legal guardian to be involved in the application. 

You can also join if you're self-employed or not currently working. 

If you're already with another KiwiSaver provider, you can choose to switch to the Smart KiwiSaver Scheme. We take care of the transfer for you.

Join the Smart KiwiSaver Scheme 


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