When can I access my KiwiSaver savings?
You can generally access your KiwiSaver savings when you turn 65, which is the current age of eligibility for New Zealand Superannuation.
You don't have to be retired. Once you turn 65, you can choose when and how much of your KiwiSaver savings to withdraw.
Until you take your account balance out in full, your money remains invested, and you can also choose to continue to make contributions.
If you leave some or all of your KiwiSaver balance invested, it will continue to rise and fall with investment markets.
What works for you will depend on when you expect to need the money and how you plan to use it through retirement.
Before age 65, you can generally only access your savings in certain circumstances, such as buying your first home, significant financial hardship or serious illness.
Learn more about KiwiSaver options at 65